Employers and companies » Employee savings and retirement plans

Employee savings and retirement plans

A comprehensive offer for employers

The 06/14/2011

Natixis Interépargne offers companies and managers of very small, small and medium-size companies a wide range of employee savings and retirement plans, as well as employee stock ownership plans.

Employee savings plans, retirement savings plans and employee stock ownership plans boost both corporate social policies and economic efficiency. Implementing such plans requires support from a solid partner. Natixis Interépargne has been managing company savings plans for over 40 years.

Employee savings plans


As a major corporate social policy tool, employee savings plans include measures that enable you to:

  • optimise your staffing costs,
  • reinforce your company’s appeal to potential new hires,  
  • motivate employees and encourage loyalty.

  • Company Savings Plans (PEE)

Help your employees build savings in the medium term while taking advantage of tax incentives.

»  Learn more about Company Savings Plans 

  • Optional profit-sharing premiums

This form of supplementary employee remuneration helps to improve your company’s performance.

»  Learn more about optional profit-sharing premiums

  • Mandatory profit-sharing premiums

Enable your employees to share in your company’s success through a mandatory profit-sharing agreement, an effective corporate social policy tool. 

»  Learn more about mandatory profit-sharing premiums

  • Unused vacation days accounts

Optimise the management and organisation of your employees’ unused vacation time to best fit your company’s financial pace.

»  Learn more about unused vacation days accounts

Retirement savings plans


Companies can provide valuable resources to help employees to prepare for their retirement. French legislation allows for the implementation of several company retirement savings plans which, while remaining optional, offer advantageous tax incentives.

  • Collective Retirement Savings Plans (PERCO)

Help your employees prepare for their future retirement by offering this long‑term savings solution.

»  Learn more about Collective Retirement Savings Plans (PERCO)

  • Article 83 retirement savings plans

Offer salaried employees life annuities to complement their future pension payments.

»  Learn more about Article 83 life insurance policies

  • Article 39 retirement savings plans

Enable your company’s executives and high-level managers to receive extra revenues in the form of life annuities that supplement basic and supplementary pensions.

» Learn more about Article 39 life insurance policies

  • End-of-career payments (IFC)

Anticipate and plan for the costs associated with the management of employee-related expenses.

»  Learn more about managing end-of-career payments (IFC)

Employee stock ownership plans (ESOP)


Give employees access to company equity to build loyalty and commitment to strategic growth objectives. 

»  Learn more about ESOPs

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